CABRILLO CREDIT UNION | Sharp Division | Carlsbad City Division

Whether you are saving for a vacation, to pay your bills, a car down payment, or just putting something away for unexpected needs, our savings accounts are very flexible to meet your individual needs.

We can help save for special holidays by giving you an attractive rate on a savings account designed to let you sock away a little each month so you'll have what you need at the end of the year.

Sign up for a Holiday Club account and we'll automatically transfer a specific amount ($10 minimum) from your checking account each month. On October 1st or November 1st, your Holiday Club balance will be transferred to your checking account, ready for action!

With one of our money market accounts, earn more than a savings account and a checking account. Open with as little as a $2,500 deposit, and rates are tiered at $2,500, $5,000, $15,000, $25,000, and $50,000 based upon your balance. Write up to three checks per month from the account and make unlimited withdrawals at any branch.

It's a great way to invest funds and earn more than you would with a regular savings account. Unlike other financial institutions that make you choose your the length or term, at Cabrillo, YOU decide. You choose when you want your money... 7 months, 2 months, whenever! Plus, you can choose what to do with your dividends, have them mailed to you, or deposited directly into your checking or savings account.

Cabrillo offers both Roth and Traditional IRAs. Roth and Traditional IRAs can be opened as either a Market Rate IRA or an Investment Rate IRA. See below for more information about Market Rate and Investment IRAs. 

Market Rate IRA: Compounds monthly

This IRA earns a competitive interest rate that compounds monthly (giving you more money!) It can be opened with as little as $1.00, and you can add to it any time. (Federal restrictions apply.)

Investment Rate IRA: Fixed rate certificate

To earn a little more, invest in an Investment Rate IRA. The Investment Rate IRA is a fixed rate share certificate with terms from 6 months to 5 years. You can open with as little as $1,000.

And, for the ultimate in flexibility, open an Expedition Account. With this certificate, you'll have the ability to make unlimited deposits of $100 minimum. Start with a minimum balance of $1000 and a 6 month term.